Gabie 
A QTIP trust is a trust created for the benefit of a surviving spouse that qualifies for the marital deduction from estate taxes. The key feature of a QTIP trust is that it gives the surviving spouse the right to receive all of the income from the trust property for life, but does not give … Read more
An interest rate cap is an upper limit on the interest rate that can be charged on a loan. This can help to save money on the loan by preventing the interest rate from rising above a certain level. What does a 5’1 5 ARM mean? A 5-1 ARM is an adjustable-rate mortgage (ARM) loan … Read more
Payroll refers to the process of calculating and distributing wages to employees. The payroll process includes calculating hours worked, calculating taxes and other deductions, and issuing payments. Payroll is typically processed on a weekly or biweekly basis. How do you prepare payroll? In order to prepare payroll, you will need to gather a few things: … Read more
A stock record is a document that includes the name and address of the stockholder, the number of shares owned, and the date of purchase. The record may also include the stock certificate number and the name of the broker who sold the stock. What are the two types of stock brokers? There are two … Read more
Normal spoilage is the amount of product that is lost or damaged during the production process that is considered to be within the normal range of expected losses. This can be due to a variety of factors, including equipment malfunctions, human error, or natural disasters. Normal spoilage is typically covered by insurance, and is not … Read more
SEO is a term that comes from English, specifically from the expression Search Engine Optimization, which translated into Spanish would be Search Engine Optimization. It refers to the set of techniques used to improve the search engine position of a web page. These techniques will vary according to the algorithms used by each search engine … Read more
