What Is Stress Testing?

How It Works, Main Purpose, and Examples. What is Stress Testing? Stress testing is a type of testing that is done in order to determine the stability of a system or component under conditions of heavy load. This can be simulated by using special tools to generate a large number of requests, or by running … Read more

What Is Earned Income?

The IRS defines earned income as “wages, salaries, tips, and other taxable employee pay,” as well as “net earnings from self-employment.” In order to qualify as earned income, the money must have been earned through active work, rather than passive income sources such as investments. There are a few exceptions to what is considered earned … Read more

What Does Substitute Checks Mean?

A “substitute check” is a legal copy of the original check that is made by the bank that handles the check. Substitute checks can be used instead of the original check for many purposes, such as depositing the check into a bank account or cashing the check. What does it mean when a check Says … Read more