On-Us Item Definition.

An on-us item is a check or other item that is payable by a depository bank to its own customer or to the customer of another depository bank that has an account with the first bank. In order for an item to be considered on-us, it must be presented for payment at the paying bank … Read more

What Are Lemon Laws?

Lemon laws are state laws that provide protections for consumers who purchase defective vehicles. These laws vary from state to state, but typically provide for a refund or replacement of the vehicle if it cannot be repaired after a certain number of attempts. In some states, lemon laws also cover used vehicles. Who wrote the … Read more