Ophelia 
A Credit Shelter Trust is a type of trust that is typically used in estate planning. It is also sometimes referred to as a bypass trust or an exempt trust. The purpose of this trust is to shelter the estate of the first spouse to die from estate taxes. This is done by placing assets … Read more
Micro savings accounts are a type of savings account that are designed to help low-income individuals and families save money. These accounts typically have low minimum balance requirements and offer higher interest rates than traditional savings accounts. Additionally, microsavings accounts often have no fees associated with them. Microsavings accounts can be a helpful tool for … Read more
A common-pool resource (CPR) is a type of good whose consumption by one individual or firm reduces the availability of the good for consumption by others. CPRs are rivalrous, meaning that one individual’s consumption of the good reduces the availability of the good for consumption by others, and they are non-excludable, meaning that it is … Read more
