Sharona 
The Texas Ratio is a financial ratio used to evaluate the health of a financial institution. It is calculated by dividing the total non-performing assets (NPA) by the total capital plus the allowance for loan and lease losses (ALLL). A ratio of less than 1.0 is generally considered healthy, while a ratio greater than 1.0 … Read more
Loan stock definition: Loan stock is a type of debt security that typically pays periodic interest payments, known as coupons, and repayments of principal at maturity. Loan stock may be issued by companies, governments, or other entities as a means of borrowing funds from investors. Loan stock typically pays periodic interest payments, known as coupons, … Read more
A forensic audit is an examination of financial statements or other financial information of an organization for the purpose of determining whether there has been any fraud or misrepresentation. Forensic audits are generally conducted by forensic accountants, who have specialized training in investigating potential financial fraud. What is the difference between forensic audit and forensic … Read more
When there is a self-insurance we are talking about an "insurance" that uses its own resources to be able to cover the costs that arise from a claim. In this case, the person or company in charge assumes the consequences of the risks to which they are exposed. It is the opposite of the acquisition … Read more
The Smart model, also known as Smart lenses, was developed in 1981 by Professor George T. Dorian. In order to create a system that would serve to fix goals. Smart objectives help companies achieve their goals. The term Smart objectives comes from the acronym in English of the words Specific, Measurable, Achievable, Realistic, in Time. … Read more
