Tammi

Introduction to Re-Aging Debt.



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The phrase “re-aging debt” refers to the process of changing the reported date of first delinquency on a consumer’s credit report. This can be done by the creditor themselves or through the use of a debt management company. The goal of re-aging debt is to improve the consumer’s credit score, making it easier for them … Read more

What is a Surety?



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The term guarantor refers to the person who is obliged to pay or comply with a third party, in the event that he or she cannot do so (as stated in the Spanish Civil Code). However, the term itself generates controversy and confusion, especially with the term guarantor. We will see their differences later. What … Read more