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A thrift bank is a type of financial institution that offers a range of savings and lending products to consumers and businesses. Thrift banks are typically smaller than commercial banks and offer a more personal level of service. Products offered by thrift banks include savings accounts, checking accounts, certificates of deposit, and loans. What are … Read more

The Federal Deposit Insurance Corporation (FDIC) is a U.S. government corporation providing deposit insurance to depositors in U.S. banks. The FDIC was created by the Banking Act of 1933 in response to the bank failures of the Great Depression. Its primary function is to protect the deposits of banks in the event of a bank … Read more