Supermarkets need insurance. The contents insurance covers inventory and equipment. It costs $12/month. You can choose coverage options. Homeowners insurance covers repair costs for damage from fire or theft. It covers carpets, curtains and light fittings. Contents insurance covers personal items against theft and damage. It is useful for homeowners and tenants.
Contents insurance does not cover inbuilt items like water heaters. Insurance policies can limit coverage if you take washing machines outside the home.
Items Typically Excluded from Contents Insurance
- Window blinds are considered contents, not structure.
- Built-in items like water heaters.
- Coverage may be limited for items taken outside the home.
Common Queries
Are window blinds considered furniture?
No, window blinds are not considered furniture, they are covered as contents.