What is the CPA or Cost per Action?

The definition of CPA, also known as cost per action, is a payment model for online ads, where the advertiser only pays when said ad generates an action. The term CPA is often used for cost per acquisition. This is because the acquisition is a previously agreed action. But other actions can be filling in … Read more

What is a coinsurance?

Co-insurance is a certain insurance that coexists with two or more insurance companies and that allows sharing the responsibility of a certain risk. In this way, for a specific period of time, companies must assume the risk and before that you have agreed with a customer. The main objective of coinsurance is to be able … Read more

What is CIRBE?

The Risk Information Center of the Bank of Spain, also known as CIRBE, is a public service that manages a database in which most of the credits, guarantees, loans and risks that financial institutions have with their clients. This could be a perfect definition of cirbe, which refers to all the information that banks have … Read more

What is a training and apprenticeship contract?

The training and apprenticeship contract aims at the job development of people and the improvement of their qualifications through work in a company, but also combining it with training in a learning center. Training contracts have a maximum duration of 3 years and a minimum duration of 1 year, or 6 months by collective agreement. … Read more

What is the Commercial Registry?

The Commercial Registry is an administrative institution whose function is to record and collect all the acts that relate to commercial companies and their managers. Through this body, employers must deposit the actions that they carry out and are considered essential to render accounts in the face of legal treatment. In addition, the fact that … Read more

What is the cadastre?

The cadastre or real estate cadastre is the process by which the registration of a real estate in a certain territory that allows the State public administration have access to such information. The information is public and is constantly updated. The main objective of this process is to be able to establish a state administrative … Read more

What is the closing price?

The closing price is a term linked to the stock market. It refers to the price with which an asset closes in a trading day bag. It is an extremely important value since it will be with this price that the opening auction of the next business day will begin. In other words, the important … Read more

What is the Central Limit Theorem (TCL)?

The Central Limit Theorena (TCL) is a theory that is explained in statistics and that states that if we have a large sample drawn from the population, the distribution of the sample means will follow a normal distribution. If the sample size increases, the sample mean will be closer and closer to the population mean, … Read more

What is a financial Chiringuito? Definition and characteristics

A financial chiringuito is a company that provides its investment services illegally since they are not authorized to do so, without being registered with the CNMV (National Securities Market Commission). By offering the services illegally, the company cannot show any visible guarantee to the customer. ❗️Hay que tener especial atención y no confundir el término … Read more

What is a running coupon?

When we talk about the concept of a running coupon, we refer to the interest that accrues until a date on the coupon of a fixed income security that we are considering. Well, that interest accrues, it accumulates from the date of the last payment, to be able to make the next one. Let's explain … Read more