The definition of Unit Linked is the savings product based on life insurance that covers death, retirement or disability, and where the contributions made are invested in a basket of fondos de inversión or portfolio of securities, which is selected according to the risk profile of the policyholder, who in this case also plays the … Read more
The concept of the useful life of an asset refers to the period of time during which a certain asset of a company is expected to contribute to the generation of income. To determine the useful life of an asset, wear and tear, the participation of natural factors, changes in the demand for goods or … Read more
The definition of usucapion, also known as acquisitive prescription, is the way of acquiring ownership of a thing and other real rights through the continued possession of these rights as the owner throughout the period established by law. The concept of usucapion comes from the Latin 'usus and capere', which means to acquire by use. … Read more
Underweight is about valuing something (be it a good or a service) based on both economic and non-economic criteria below its fair market value. Normally, this term is used when valuing a financial asset, and more commonly in the trading. This underweight occurs when the expected value or return value of that financial asset is … Read more
Cyclical unemployment is that unemployment that originates due to fluctuations in economic activity in a given country. This means that the different economic cycles that an economy goes through (such as crisis, recession, expansion phases, etc.) increases or decreases the unemployment rates. Causes of cyclical unemployment Among the most frequent causes of cyclical unemployment (which, … Read more
El upselling o up-selling es una técnica marketing to improve sales born in the United States. Used by the vast majority of shops and department stores, it consists of inducing a customer to buy a product of higher value than the one they had planned to purchase. It is also understood that it is upselling … Read more
When we talk about unit labor cost we refer to a measure that tells us how much it costs us to have a certain worker in a company based on the productivity it offers. In other words, we mean the fraction of the productivity that the worker has to divert to remuneration of the salaried … Read more
The concept of unfair competition is used to refer to the behavior of any professional or employer that is contrary to the requirements of good faith. It is understood that this is the case when it does not conform to practices considered as honest or that seeks to alter the behavior of the client. Here … Read more
We have heard of the term forex many times, especially in the financial arena. When we speak of currency, we refer to any official foreign currency that is different from ours. In the case of Spain, the dollar, the British pound, the yen, the Swiss franc … are examples of foreign currencies. Therefore, the Euro … Read more
The usufruct is a real right that offers the possibility of enjoying the property of another person, the usufructuary, even if he does not have the property. In this sense, you have the right to enjoy the good and obtain its fruits, both in kind and financially. Among the characteristics of usufruct, we highlight that … Read more
