A growing equity mortgage is a type of mortgage where the borrower’s payments are applied first to the interest owed on the loan, and the remainder is applied to the principal of the loan. As the principal is reduced, the borrower’s equity in the property increases. This type of mortgage is typically used to help … Read more
. The Simple Moving Average (SMA) is a popular tool used by traders to measure the average price of a security over a given period of time. The SMA formula is simple to calculate and can be used to identify trends and support/resistance levels. How do you test for SMA? The first step is to … Read more
A protected cell company (PCC) is a corporate structure used in the insurance industry that allows for the segregated management of risk within a single legal entity. Each “cell” within the PCC is treated as a separate account, meaning that the assets and liabilities of one cell are not available to creditors of another cell. … Read more
A bubble is an economic phenomenon characterized by the rapid and unsustainable rise in the price of an asset. The asset can be anything from a stock or commodity to a piece of real estate. A bubble is usually followed by a sharp and sudden drop in prices, known as a “crash.” Bubbles are often … Read more
Micro accounting is a process whereby businesses keep track of their finances on a very small scale. This might involve tracking expenditure and income on a daily or weekly basis, or even on an hourly basis. businesses use micro accounting in order to stay on top of their spending and ensure that they are not … Read more
A country risk is the risk that a country’s political or economic conditions will adversely affect the value of an investment. Country risk can be divided into two subcategories: 1. Political risk: The risk that a country’s political conditions will adversely affect the value of an investment. Political risk includes the risk of expropriation, nationalization, … Read more
A cash dividend is a distribution of cash to shareholders by a company as a return on their investment. Cash dividends are typically paid out quarterly, although some companies may pay them semi-annually or annually. They are usually paid in the form of a check, but can also be deposited directly into shareholders’ bank accounts. … Read more
Portfolio management is the process of making decisions about investment mix and policy, matching investments to objectives, asset allocation for individuals and institutions, and balancing risk against performance. Portfolio managers are responsible for managing the investments of a portfolio. What does portfolio mean in technology? A portfolio in technology refers to a collection of products, … Read more
A cash account is an account where cash is kept, such as a checking account, savings account, or money market account. A cash account is a type of asset account. What are the 7 basic accounting categories? There are 7 basic accounting categories: 1) Assets 2) Liabilities 3) Equity 4) Revenues 5) Expenses 6) Gains … Read more
A sale is a transfer of ownership of a good or service from one person to another in exchange for money. Sales are a key part of any business, as they are the primary way that revenue is generated. In order for a sale to take place, there must be an offer made by the … Read more
