IRS Publication 590-B: Distribution from IRAs Do you pay Social Security tax on IRA withdrawals? No, you do not pay Social Security tax on IRA withdrawals. What age does RMD stop? The age at which you are required to take minimum distributions from your retirement account depends on the type of account. For traditional IRAs, the age is 70½. For Roth IRAs, there is no required minimum distribution. What is the RMD percentage at age 72? At age 72, the RMD percentage is 4.00%. Is there a new RMD table for 2022 IRS? The IRS has not released an updated RMD table for 2022 yet. However, they typically release the updated table in late December or early January. You can check the IRS website for updates. Does RMD get suspended for 2022? The answer is no, RMDs are not suspended for 2022. The CARES Act, which suspended RMDs for 2020, expired on December 31, 2020. Therefore, RMDs are required to be taken in 2021, and will be required to be taken in 2022 as well.