Do You Need Insurance on a Trailer in Michigan?

Trailer Insurance in Michigan

Under Michigan law, most trailers are considered "motor vehicles" and require insurance from the truck policy or separate insurance. Smaller trailers can be insured for protection but are not required.

Do You Need Trailer Insurance in Michigan?

  • Trailer insurance is not required in Michigan but protects you and your property from trailer risks.
  • Factors affecting trailer insurance costs include value, usage, driver history, and safety features.
  • If over two wheels, trailers need insurance in Michigan to cover accidents, theft, disasters, and liabilities.

Trailer Laws and Registration in Michigan

  • All trailers in Michigan must be registered, and those over 2,500 pounds require license plates.
  • Maximum trailer lengths are regulated to maintain road safety, and knowing these regulations ensures efficient transportation.
  • It is essential to comply with towing laws to prevent potential hazards on the road.

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