Do Bands Need Public Liability?
- Public liability insurance protects bands if they injure someone or damage property when performing. It covers risks like physical harm and damage to property.
- Equipment insurance insures bands’ gear in case it gets damaged.
- Employers liability insurance covers anyone who plays with the band.
- An outdoor festival may require liability insurance from each band before allowing them to perform.
- Other useful insurance options exist, such as instrument insurance and auto insurance for touring vans.
Do Musicians Need a Certificate of Insurance?
- Public liability insurance protects bands if they injure someone or damage property when performing. It covers risks like physical harm and damage to property.
- An outdoor festival may require liability insurance from each band before allowing them to perform.
- Other useful insurance exists like instrument insurance and auto insurance for touring vans.
Importance of Public Liability Insurance for Bands and Musicians
Probably a lot more than you might realize, especially when you factor in that liability insurance for bands and other live performers doesn’t just cover physical property damage or destruction your act might be found liable for. It may also cover bodily injury, harm and, as unthinkable as it may seem, even death resulting from actions, inactions, negligence and other circumstances surrounding a live event or performance.
Injury to another person and property damage. If you’ve spent ages practising for a gig, the last thing you want is to turn up at the venue only to be told you can’t perform there. However, most venues won’t allow you on stage unless you can prove to them that you have Public Liability insurance. This covers you if you injure someone else, or cause damage to property when performing.
For instance, if an amp explodes on stage or a speaker you’re using falls onto an audience member and injures them. All three point to MusicPro Insurance as a way for musicians to insure their instruments, as well as gain access to health insurance.
Insurance Coverage for Musicians
- Insurance for musicians comes in two key areas: equipment insurance and public liability insurance.
- Inland Marine Insurance.
- Professional Liability Insurance.
- Commercial Property Insurance.
- General Liability Insurance.
- Business Owner’s Policy.
Do Bands Need Insurance?
- Band Public Liability Insurance prices vary depending on factors such as the coverage amount and the specific needs of the band. Policies can start from as low as $50.
- It is important for bands to have Public Liability Insurance to protect themselves when performing at venues.
Legitimacy of One Day Event Insurance
- Yes, one day event insurance provides coverage for claims by third parties during various events, including weddings, concerts, and performances.
- Many venues require this insurance before allowing performances. Get instant coverage online.