There are three types of insurance that every freelance writer needs: liability, property, and medical. Liability insurance covers you against legal action related to your work. If you make a mistake that causes damage to your client, the insurance company, rather than you, foots the bill. Some writers have professional indemnity insurance while others see it as unnecessary when starting out. It can cost $1000 yearly which is offputting for new freelancers. Whether to purchase indemnity insurance is your decision as there are no set "rules". Some clients require you purchase it before working together.
How to Get Health Insurance
Writers can get health insurance through the marketplace which offers different health insurance plans. Freelance writers face risks and consequences. Insurance offers peace of mind. Some writers have professional indemnity insurance while others see it as “overkill”. Whether to purchase indemnity insurance is your decision as there are no set "rules".
To get business insurance, complete a free online application with your company information like revenue and employees. Compare quotes, choose policies, pay, and download a certificate. Licensed agents work with top insurers to find coverage for writing businesses.
Liability insurance covers giving faulty advice causing client financial loss. It can cost $1000 yearly which is offputting when starting out. Some clients require you purchase it before working together.