What Is Roadside Assistance Insurance?

Roadside Assistance Benefits

Roadside assistance is a service that dispatches a professional to help you with vehicle issues like flat tires, dead batteries, and lost keys, regardless of where the issue occurs. You generally have to pay a yearly or per-service fee to a roadside assistance service provider in exchange for a discounted rate on services like towing or lockout assistance. Roadside assistance is crucial because it can help you return to the road safely and save you money.

What Does Roadside Assistance Cover?

Roadside assistance benefits vary by company but generally include services like:

  • Towing
  • Emergency towing assistance
  • Battery jump starts
  • Tire changes
  • Fuel delivery
  • Lockout service

Who Should Consider Roadside Assistance Coverage?

Consider coverage if your car warranty with roadside assistance has expired or if you have purchased a used car. Breakdowns can happen to any car, regardless of age.

Benefits of Adding Roadside Coverage

Adding roadside assistance provides on-road protection when your car breaks down and there is no help nearby, such as when your battery dies on a highway late at night.

How Does Roadside Assistance Work?

If your car breaks down during a road trip, roadside assistance will send a mechanic and tow truck to repair it or tow it to a garage. It is usually an optional addition to comprehensive car insurance.

  • Covers minor repairs, flat tires, gas delivery, and towing. Specifics vary by provider.
  • Covers the registered driver and occupants of the covered vehicle.
  • Typically an add-on service with costs varying by coverage details and location. Frequent use may increase subsequent premiums.

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