The 4% rule for withdrawals in retirement is a guideline that suggests that you can withdraw 4% of your retirement savings each year without running out of money. This rule assumes that you will invest in a diversified portfolio of stocks and bonds and that you will adjust your withdrawals for inflation.

The 4% rule has been around for many years and is a popular rule of thumb for retirees. However, it is important to remember that this rule is just a guideline and that there is no guarantee that you will not run out of money if you follow it.

There are a number of factors that can impact how long your retirement savings will last, including the rate of return on your investments, inflation, and your spending habits. As such, it is important to do your own research and to consult with a financial advisor to come up with a withdrawal plan that is right for you. Do you run out of money with the 4% rule? The 4% rule is a guideline for how much money you can safely withdraw from your retirement savings each year. The rule says that you can withdraw 4% of your savings in the first year of retirement, and then adjust that amount for inflation in subsequent years.

The 4% rule is based on the historical performance of the stock market and is intended to help retirees avoid running out of money during their lifetimes. However, there is no guarantee that the stock market will continue to perform in the same way in the future, so there is a possibility that you could run out of money if you retire during a period of market decline. How long will $800000 last retirement? Assuming you have no other sources of income during retirement, $800,000 will last you 20 years if you withdraw $40,000 per year. This is based on the 4% rule, which states that you can safely withdraw 4% of your retirement savings per year without running out of money.

##### What is a good amount of money to retire with at 65?

It is difficult to determine how much money you will need to retire comfortably as this number will vary greatly depending on your individual lifestyle and retirement goals. However, a good general rule of thumb is to have enough saved to cover your living expenses for at least 10-12 years. This will ensure that you have a cushion to cover any unexpected costs and will be able to enjoy your retirement without worrying about running out of money. How long will 500k last in retirement? Assuming you have no other source of income besides your savings, 500k will last you 20 years in retirement if you spend $25,000 per year. This calculation is based on the 4% rule, which states that you can withdraw 4% of your savings each year in retirement without depleting your principal.

#### How long will my money last using the 4 rule?

Assuming you have no other sources of income, your money will last as long as you live if you follow the 4% rule. The 4% rule is a rule of thumb that says you can withdraw 4% of your portfolio value each year in retirement and not run out of money.

For example, let's say you have a portfolio worth $100,000. You could withdraw $4,000 from it each year, and if you did that for 25 years, you would have withdrawn a total of $100,000.

Of course, this is just a rule of thumb, and it doesn't take into account things like inflation. Inflation will reduce the purchasing power of your money over time, so you may need to adjust your withdrawals accordingly.

The 4% rule is a good starting point for planning your retirement, but it's not a guarantee that your money will last. It's important to do your own research and talk to a financial advisor to get a better idea of how long your money will last in retirement.