A settlement agent is an entity that is responsible for the final delivery of securities to the rightful owner. The settlement agent is typically a bank or other financial institution that holds the securities in an account on behalf of the buyer until the transaction is complete. What is the difference between DVP and RVP? … Read more
Productivity is a measure of how efficiently an economy or a company produces goods and services. It is usually calculated by dividing the total output of an economy by the total number of hours worked. There are various ways to measure productivity, but the most common method is to use output per worker. This measure … Read more
Non-core items are those items that are not essential to the operation of your business. They are often considered to be discretionary items that can be cut or reduced without impacting the overall operation of the business. Non-core items can include things like advertising, office furniture, and certain employee benefits. What is non core workers? … Read more
Underwriting risk is the inherent risk in the insurance underwriting process that the actual losses experienced by an insurer will exceed the expected losses. Underwriting risk can be caused by a number of factors, including adverse selection, moral hazard, and changes in the underlying risk factors. What are the types of risk classification? There are … Read more
The International Bank for Reconstruction and Development (IBRD) is an international financial institution that provides loans to countries for capital projects. It is a member of the World Bank Group and its headquarters are in Washington, D.C., United States. The IBRD is the oldest global development bank in the world. The IBRD was established in … Read more
Operating Income is a company’s total revenue from its normal business activities, minus the costs of its normal business activities. In other words, it is the amount of money a company brings in from its day-to-day operations, after deducting the costs of running those operations. Operating Income is important because it is a good indicator … Read more
The term “Inside the Fixed and Variable Rate Allowance (FAVR)” refers to the portion of an employee’s income that is not subject to income tax. This portion of an employee’s income is typically used to cover the costs of housing, transportation, and other necessary expenses. The FAVR allows employees to keep more of their income, … Read more
What Net Realizable Value Is and How to Calculate It What is the formula for calculating cost of goods sold? The cost of goods sold (COGS) is the direct costs attributable to the production of the goods sold by a company. This amount includes the cost of the materials used in production, the labor costs … Read more
The “Limit U” trading strategy is a simple way to trade the futures markets using a limited amount of capital. It is a strategy that can be used to trade a variety of different futures contracts, and it can be used to trade both long and short positions. The “Limit U” strategy is based on … Read more
Mortgage servicing rights (MSR) are the rights to service a mortgage loan, which includes collecting and processing payments from the borrower, and managing the borrower’s account. MSR can be sold by the lender to another party, such as a mortgage servicing company. MSR can improve cash flow for lenders because they can receive payments for … Read more
