What Credit Analysts Do and How They Work.

Credit analysts are responsible for assessing the creditworthiness of individuals and businesses. They use financial information to make recommendations about whether to extend credit and at what terms. Most credit analysts work in the banking or financial services industry. Some work for credit rating agencies, while others may work in the accounting or legal departments … Read more

Net Interest Margin: Overview, Formula, Example.

. What is net interest margin? Net interest margin is a financial ratio that measures the difference between the interest income earned on a financial institution’s investments and the interest expenses incurred on its borrowings. The ratio provides insight into a company’s profitability and its ability to generate income from its investments. Formula The net … Read more

Share Certificate.

A share certificate is a legal document that proves ownership of shares in a company. The certificate is issued by the company and lists the name of the shareholder, the number of shares owned, and other important information. Shareholders use share certificates as proof of ownership when transferring or selling their shares. Are share certificates … Read more