Debt Consolidation.

Debt consolidation is the process of taking out a new loan to pay off multiple debts. This can be done by transferring all debts into one account with a lower interest rate or by taking out a personal loan. By consolidating debt, you can save money on interest and pay off your debt faster. What … Read more

How Does a Joint and Survivor Annuity Work?

A joint and survivor annuity is an annuity contract in which payments are made to two people, typically a married couple, during their lifetimes. After the first person dies, the payments continue to be made to the surviving spouse. There are two types of joint and survivor annuities: 1. Level-pay: This type of annuity pays … Read more