Level-Premium Insurance Is Term Life With Static Premium Payments.

Level-premium insurance is a type of life insurance policy in which the premium payments are static, meaning they do not increase over time. This can be contrasted with other types of life insurance policies, such as whole life insurance, which typically have increasing premiums as the policyholder gets older. One advantage of level-premium insurance is … Read more

How Eligible Contract Participants Work.

Eligible Contract Participants (ECPs) are generally institutions, like banks and insurance companies, rather than individuals. ECP status is important for two reasons. First, ECPs are not subject to many of the restrictions placed on regular investors, such as the prohibition on naked short selling. Second, ECPs can trade in products that are not registered with … Read more