What is a credit rating and why is it important to investors?

Why Credit Rating Is Important to Investors Who uses credit rating? The vast majority of people who use credit ratings are businesses and financial institutions. For example, banks will use credit ratings to help determine whether to approve a loan or credit card application. Insurance companies also use credit ratings to help set premiums and … Read more

What Is Mechanical Investing?

Mechanical investing is a strategy that relies on pre-determined rules for buying and selling securities. This means that trades are made without any emotion or subjectivity, which can lead to more disciplined and consistent decision-making. There are a number of different approaches that can be used when following a mechanical investing strategy. For example, some … Read more