Advance Rate.

The advance rate is the percentage of the loan amount that the lender is willing to advance to the borrower. The advance rate is based on the value of the collateral and the creditworthiness of the borrower. What is a bullet term loan? A bullet term loan is a type of loan where the borrower … Read more

Complete Retention.

Complete retention refers to a situation where a company does not distribute any of its earnings to shareholders in the form of dividends. The company instead retains all of its earnings and reinvests them back into the business. This strategy is often used by high-growth companies that need to reinvest their earnings in order to … Read more