Kaila

What Is an Interest Rate Gap?

by

An interest rate gap is the difference between the interest rates that a financial institution pays on its liabilities and the interest rates that it earns on its assets. The interest rate gap is a key metric for assessing a financial institution’s interest rate risk. A financial institution’s interest rate risk is the risk that … Read more

Account Hold.

by

An account hold is when a bank or other financial institution places a hold on an account, which restricts the account holder’s access to funds. This is usually done when there are concerns about the account holder’s ability to meet their financial obligations, or if there is suspicious activity on the account. Why is there … Read more