What Is a Discretionary Expense?

A discretionary expense is an optional expenditure that is not essential to the operation of a business or household. Discretionary expenses are typically incurred for luxury items or services that are not considered necessary for survival. Some examples of discretionary expenses include: • Entertainment: movies, concerts, theatre tickets, etc. • Dining out: restaurants, cafes, bars, … Read more


When you invest in a company, you are buying shares of that company. Your shares represent a piece of ownership in the company, and you are known as a shareholder. The number of shares you own is your stake in the company, and is known as your holdings. If you own 100 shares of a … Read more