An underwriter is an individual who assesses the risk of insuring a person or property and sets the premium for the insurance policy. Underwriters are employed by insurance companies and their job is to protect the insurer from losses. Underwriters use their knowledge of the market and of the specific person or property being insured … Read more

Understanding the Gross Rate of Return.

Gross rate of return is the percentage of total investment return that a investor receives before any deductions or taxes. This is different from the net rate of return, which is the percentage of investment return after all deductions and taxes have been taken out. Gross rate of return is often used to measure the … Read more