How Y-Shares Work.

A Y-share is a mutual fund that is only available to investors who work with a broker who is affiliated with the fund’s sponsor. The fund’s sponsor is typically a large investment firm, such as a bank or insurance company. Y-shares typically have higher fees than other types of mutual funds, but they also tend … Read more

Life Annuity.

A life annuity is an insurance product that pays out an income stream for as long as the annuitant is alive. It is a type of annuity that is purchased with a lump sum payment and pays out periodic payments, typically monthly, until the annuitant’s death. What is a 5 year certain and life annuity? … Read more

What You Should Know About Cash Positions.

Cash Positions: What You Need to Know What are the 3 main areas of corporate finance? The three main areas of corporate finance are capital budgeting, capital structure, and working capital management. 1. Capital budgeting is the process of planning and deciding which long-term investments a company should make. This includes decisions such as whether … Read more

What Are a Company’s Earnings?

A company’s earnings are the profits that it generates during a particular period of time, typically one quarter or one year. A company’s earnings can be divided into two main categories: operating earnings and net earnings. Operating earnings are the profits generated from a company’s core business activities. This includes revenue from the sale of … Read more